Author: aliana

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Rainy Days and 8 Quick-fix Meal Ideas

Rainy Days

It tends to be cold during rainy days, and all you want to do is get cosy on your bed and enjoy watching or reading. However, one of the struggles of enjoying rainy days is cooking meals that can help you get through the day.

Although food delivery is an option, it’s not always available, especially when it’s raining heavily. One thing you can do is gather various quick-fix meals that you can prepare in just a few minutes.

In this article, we’ll give you some quick-fix meal ideas you can make during rainy days.

1. Tomato Soup with Grilled Cheese

The classic grilled cheese and tomato soup can be one of the go-to rainy-day meals for many people. Aside from the fact that everything you need can be found in your pantry, it’s easy to make and delicious. In addition, it’s perfect to eat even if you prefer to eat in bed while watching your favourite movie or show.

Besides, when making tomato soup, you don’t need to start from scratch. You can find a can of ready-made tomato soup, and just enhance the flavour by adding some aromatics, like garlic. As for the grilled cheese, you just need some sliced bread, butter, and any cheese that melts.

2. Tortilla de Patatas

Have you visited Spanish restaurants or tapas bars? One of the most popular dishes that you can order in authentic Spanish restaurants and bars is the tortilla de patatas. It’s like an elevated version of your usual omelette but still requires a few ingredients, including eggs, olive oil, potatoes, and onions. Of course, you can add more vegetables, but the classic only requires four ingredients.

3. One-Pot Pasta

Are you craving some pasta? One-pot pasta is here to save the day! Of course, it depends on the type of sauce you like, but if you have a ready-made one, all you need is a pot, with enough water, and put your pasta, sauce, and vegetables in. After 8-10 minutes, check if your pasta is done, and taste the sauce (add salt and pepper if it’s a bit bland.

Once it’s done, don’t forget to add cheese. It can be cheddar or parmesan, depending on what’s available and your preference.

Rainy Days

4. Stir-Fry Noodles

If you don’t feel like having pasta, stir-fried noodles is another option. You just need dried noodles, garlic, onion, carrots, cabbage, green onions, soy sauce, neutral oil, sesame oil, chilli flakes, and sugar. If you want to add some protein, like tofu, chicken, pork, or beef, you can do so.

First, cook your noodles depending on the packaging. Next, saute onion, garlic, protein of your choice, carrots, and other vegetables. Then, add the noodles, soy sauce, sugar, cabbage, and chilli flakes. Transfer the dish to a bowl, and top it off with some chopped green onions, and sesame oil.

5. Instant Ramen Upgrade

One of the easier dishes you can make is instant ramen. Nowadays, you can find a lot of instant ramen inspiration online. Aside from the ingredients that instant ramen comes with, you can also add sauteed vegetables, protein (like chicken, pork, beef, or tofu), and boiled egg.

Of course, if you want something extra spicy, you can add dried peppers.

6. Quesadillas

Another thing you should try making on rainy days is quesadillas. Of course, having store-bought quesadillas in the fridge is common, so you only need some cheese to make this. However, if you want to elevate it or make it more filling you can add beans, chicken or beef, lettuce, and salsa. Of course, adding more cheese is a must to combine everything.

Rainy Days

7. Baked Potatoes

If you love potatoes, and you have some in your pantry, you can make it with just less than 30 minutes of preparation. And since they’re baked, you just need to wait once they’re in the oven.

When baking potatoes, you need potatoes, butter, cheese, onion chives, and sour cream. However, you can also add some bacon, eggs, beans, and salsa. Additionally, you need to prepare some aluminium foil that you should use to wrap each potato.

8. Beef Stew

If you love the preparation part of cooking, but don’t want to be present all the time in front of the stove, you should also try cooking beef stew. It may not be counted as a quick-fix dish, but it’s still not complicated given that you just need to combine all ingredients in a pot and wait for it to cook.

So, if you want to add some effort to making your rainy-day meal, prepare beef cut into cubes, carrots, celery, onions, red wine, mushrooms, salt, pepper, beef stock or water, tomato paste, and olive oil.

First, sear your beef cubes using a bit of olive oil, and set aside. Use the same pot you’re going to use for the dish. Next, saute onion, carrots, and celery in olive oil, and add in the seared beef cubes. Then, add some tomato paste, salt, pepper, beef stock or water, and some red wine. Simmer until the beef cubes are tender, and serve with garlic bread on the side.

 

Final Thoughts

Rainy days can be the perfect time to slow things down, and cooking may not be something you want to do. By trying to make these dishes, you can enjoy eating in the comfort of your home.

 

 

ABOUT THE AUTHOR

Aliana Baraquio is a web content writer who also loves cooking dishes from different countries. If you want to experience a Barcelona-style restaurant that serves high-quality food, and a modern, contemporary, fresh feel from the south of Europe, visit TAST Catala Spanish Restaurant.

 

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How Do Insurance Advisers Navigate Complex Claims? 7 Things You Need to Know

Claims

Having insurance is one thing, but claiming is another. Whether it’s for personal or business purposes, being insured is essential. It allows you to feel at ease most of the time and can guarantee financial assistance during unexpected situations.

However, there are times when even though you have comprehensive insurance coverage, things can become complicated. So, what can you do to overcome a complex insurance claim? Even during the processing of your insurance application, it’s recommended to hire an insurance adviser to help you along the process. But the task of the insurance adviser goes on, especially during the claiming process.

In this article, we’ll discuss how insurance advisers usually navigate the complexity of certain insurance claims.

1. Understanding the Client’s Needs

In complex insurance claims, the first thing insurance advisers usually do is understand the needs of the clients. Of course, this is based on the insurance policy of the client, and the specific incident. So, even if the client has specific needs, but the insurance does not cover them, then it’s impossible to achieve.

During the claiming process, the insurance adviser serves as the mediator between the client and the insurance company. However, they side with the needs of the client, especially since they understand both the situation and the policy.

2. Assessing the Claim’s Validity

Once the insurance claim has been initiated, the next step is to assess whether the claim is valid or not. This includes the gathering of requirements, reviewing the documentation, and understanding the policy. If there are specific parts of the policy that need to be met in the claim, it may affect the financial assistance the client is expecting.

One good thing about this is that insurance advisers can help since they understand everything about the policy and the process. As you know, insurance terminologies can be a bit complicated, so an expert’s opinion is a must.

3. Mediating Communication Between Parties

When filing for insurance claims, there are always a few parties involved. Of course, if it’s just between the insurance company and the policyholder, it can be easier to deal with, but the more parties involved, the more complicated it can be.

However, no matter how many parties are involved in the insurance claim, communication should remain clear. In doing so, it can resolve clear expectations, responsibilities, and other issues.

So, when looking for an ideal insurance adviser, you should consider those who can communicate with different people, and not just with the clients and insurance companies.

Claims

4. Negotiate with the Insurance Provider

In complex claims, the insurance adviser should be able to negotiate on behalf of their client. Besides, at the end of the day, the client is the one they’re helping, so they should know everything about their case that can help them get the financial assistance they deserve.

During negotiations, the insurance adviser should be able to do various things, such as get the maximum possible payout, handle partial settlements (if any), and challenge rejections when a client has been denied a claim.

Most of the time, policyholders receive an unfair claim, especially if there’s no insurance adviser present. So, instead of worrying about the cost of hiring one, you should invest to help you secure the assistance you expect.

5. Leveraging Legal and Industry Expertise

Insurance advisers are familiar with the legal issues about claims, especially if they specialise in a specific industry. Usually, complex claims are presented with various requirements that only insurance experts, such as insurance advisers, can translate into simpler terms.

Knowing the exact and right requirements can significantly help in processing the documents faster, compared to when you’re not asking for professional help. In addition, there are instances when you may encounter issues that may escalate to legal proceedings if not handled properly.

6. Managing Documentation and Evidence

When filing for insurance claims, it’s vital to get all the evidence and documentation. The more evidence you provide, the higher the chance of getting the claim you deserve. Usually, the insurance adviser compiles all the requirements and ensures you meet all the necessary paperwork to avoid getting denied.

In some cases, you may not get denied right away, but there’s a chance of delays wherein the insurance company will wait for you to complete the documents before they assess your case again.

Claims

7. Handling Delays and Obstacles

In times when you encounter delays and obstacles, your insurance adviser can help you get to know the specific factor that’s making the delay. Once they identify the issues, it’s easier for them to solve, them and help you proceed with the claiming process.

In the case of settlements, the insurance adviser will explain everything beneficial on your side, and whether the amount makes sense or not. Once you agree, they’ll help with the processing until you get the right amount.

Final Thoughts

Many aspiring and current policyholders think that hiring an insurance adviser is a waste of money. However, the truth is that insurance advisers can help with the filing for the availing of insurance, updating the policy, and even with complex insurance claims.

By keeping these factors in mind, you can trust that your insurance adviser will solve your complex claiming issues, and other insurance-related problems.